Though this is off topic, I felt like it is valuable. My husband and I have both now finished school for the time being. We are striking out into the real world. He has a masters and I have a bachelors. We have two young boys. We have no debt. Money is a tiny bit tight at the moment as we pay for all the costs of beginning life more than half a country away, but we have no debts. In full disclosure, we have charges on the credit card, but no balance that will be carried unless something unexpected happens.
I am not saying that graduating debt free is possible for everyone or that you should or can do exactly what we did. I just want people to know that there are people who do it. Not everyone takes out student loans.
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